AGA supports two payment methods today: Cash App and Chime. They're both fast, both free, and both handle deposits and withdrawals the same way. The right pick mostly comes down to which app you already use the most.
Cash App
- Best if you already pay friends or get paid through Cash App.
- $cashtag-based — easy to send and receive without typing card numbers.
- Withdrawals usually settle in your balance instantly.
Chime
- Best if your paychecks deposit into Chime — the funds are already there.
- Pay Anyone supports both Chime-to-Chime and external transfers.
- Withdrawals land like a normal bank deposit — convenient if you spend from a debit card.
The honest answer
Pick whichever you check more often. Speed is identical on AGA's end — the difference comes from how quickly you notice the money. If you live in Cash App, use Cash App. If your paychecks live in Chime, use Chime. There's no advantage to switching apps just to play.